The weather has suddenly become very cold. TT
Everyone please take care of your health.
Today, I’m going to post about K-Bank’s parking account, Plus Bankbook.
I’m using K-Bank’s parking account, Plus Box. 케이뱅크 플러스박스 후기
I received an email today saying that the interest payment method will be changed, so I’m going to post related information.
K bank plus box 이베이스매뉴얼
Change of interest payment method
First, let’s take a look at how things change.
The main change is in the method of payment of interest.
Currently, the period from the first deposit date or interest payment date to the day before the next interest payment date is the interest calculation period.
If the interest payment method is changed, the method of paying interest on the fourth Saturday of every month remains the same,
It is said that the function of receiving interest now is added.
If you apply for interest collection now, you will be able to receive the interest accumulated up to the day before the application.
You can think of it as the same as Toss Bank’s daily interest payment function.
In addition, in the case of the current K-bank Plus Box, interest is deposited into the Plus Box and then automatically deposited into the connected deposit and withdrawal account.
I was actually a little uncomfortable with this part.
I want to put the interest I received through the Plus Box back into the Plus Box, but since it goes directly to the connected account, it is not difficult to put it back into the Plus Box, but it was a bit cumbersome.
However, it seems that the method of receiving this interest is changed to a method in which the excess amount is automatically deposited into the linked account only when the balance of the deposit exceeds the subscription limit after being deposited into the Plusbox.
What I thought was uncomfortable seems to be improving.
The point at which these improvements will be applied is from January 2, 2023 (Mon).
K bank parking account plus box
A brief look at the K-bank Plus Box parking account:
The subscription amount is up to 300 million won,
Currently, the interest rate is 2.7% per annum.
Interest is paid once a month on the fourth Saturday.
Today, along with the change in the interest payment method of the K-bank parking account, Plus Box.
Learn more about Plusbox.
I’m glad that the inconvenience seems to be improving.
It has become a parking passbook where you can enjoy the effect of daily compound interest with the interest payment function now.
As far as I know, only Toss Banking provides a parking passbook with a daily compounding effect.
Now, a K-bank parking account has been added.
Thank you for reading this long post today.