Are you looking for ways to apply for and sign up for Post Office Internet Banking?
There are many people who open an account at a post office as well as a general bank and use it.
So, how to use post office internet banking? For those who use a post office account, let’s see how to apply for and sign up for post office internet banking.
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Post Office Finance Features 좋은뉴스
Post office finance principal guarantee limit
How to apply for Post Office Internet Banking
Features of Post Office Finance
You can think of the post office as only dealing with general postal work, but since 1983, it has been providing financial services. Although the post office provides financial services like a regular bank, it is not a bank under the Banking Act.
Legally, it can be seen as a secondary financial institution such as a savings bank, Saemaul Geumgo, or credit union, and is subject to similar regulations.
In the case of post office finance, it provides convenient mobile banking functions like other financial institutions such as Zero Pay and Smart Withdrawal. Therefore, it can be said that it is a characteristic that there is not much difference from general banks for the general public to use.
Post office finance principal guarantee limit
The advantage of subscribing to financial products such as deposit and withdrawal accounts at the post office or general time deposits or fixed deposits is that the principal can be guaranteed above all else.
In the case of general commercial banks, up to 50 million won is guaranteed through the Deposit Insurance Corporation, whereas in the case of post office deposits, the government guarantees not only the principal but also interest, as long as Korea does not go bankrupt.
The downside is that most of the ATM machines are located inside post offices, so it is difficult to use ATM machines when the post office hours are closed. But this doesn’t seem like a big downside these days, when cash is increasingly used.
How to apply and sign up for Post Office Internet Banking
The post office, like other financial institutions, provides internet banking and mobile banking services, and non-face-to-face account opening is possible. If you open a post office non-face-to-face account, you can apply through the post office smart banking app.
If you have opened an account, you can apply for Internet banking by following the procedure below.
1) Visit the post office
If you have opened a non-face-to-face account with Post Office Smart Banking, or if you do not have a post office deposit and withdrawal account yet, you can visit the post office to handle business.
Visit the nearest post office with your ID.
2) Apply for Internet Banking
If you want to open an account at the same time, apply for account opening and internet banking at the same time. If you have already opened a non-face-to-face account, you can only apply for Internet banking.
In the application form, set the ID and password to be used when accessing the post office internet banking.
3) Receive a security card
When you apply for Internet banking at the post office financial window, you will be enrolled and you will receive a copy of the completed application form and a security card.
4) Access the post office financial site
Now, in an environment where you can use a personal computer, access the post office finance homepage below.
➡ Go to Post Office Finance website
The staff at the post office has applied for Internet banking, but for complete registration and use, you must directly access Internet banking, complete the registration process, and register your security card.
Post office internet banking application
The access period is within 7 days after the application is received.
5) Access the authentication center
Access the authentication center of the post office finance website.
6) Registering a financial certificate or a joint certificate
First, select the certificate you want to use, either a financial certificate or a joint certificate. In most cases, you will probably have a certificate issued and used by another bank. If you want to use another institution’s certificate like this, click the Register Third Party Certificate button to register the certificate you are using.
Post office internet banking application
If you want to re-issue, click the Re-issuance button and proceed with the issuance procedure. However, if you select a joint certificate (formerly public certificate), you must install the security program before proceeding.
7) Agree to all terms and conditions
After checking the Internet Banking Terms and Conditions of the Post Office, click the Agree button at the bottom.
8) Enter personal information
Enter your name, social security number, and the ID you set when applying for Internet banking.
9) Complete the post office internet banking application
Through the above process, the total internet banking application and registration process is completed. Now, you can use banking after entering the ID and password you have already set up.
Internet banking is available 24 hours a day, except for brief inspections. The approximate inspection time is from 23:50 to 0:10 the next day.