신한 마이카 중고차대출2022. 4. 23. 7:48
hello
Shinhan My Car Best Dealer
This is Eunji Yoo, the CEO of Tea Selling ^^
Many people are asking today
Shinhan My Car Loan!!!
How to do it easier than anyone else
I’m going to guide you~♥
Shinhan Bank proposes partnership agreement
“Selling tea as an exclusive mobile brunch”
Let’s find out about Shinhan My Car loans in 3 minutes haha.
Then go~~
When you click on the link address I sent you
Completed access to mobile brunch!!
(For detailed address, please contact us via KakaoTalk ^^)
Shinhan My Car Loan Preparations
Smartphone & ID card in your name
If you have a smartphone in your name and an ID card,
Account opening and loan inquiry are also possible!!
How to check Shinhan My Car loan limit
How to check in just 3 minutes!!
On the main screen
03 Click for the very convenient My Car Loan!!
On the next screen,
Click to find out your loan limit!!
On the next screen, verify your mobile channel identity!
Then, depending on your credit
Limit inquiry result appears!!
Used cars can be valued at up to 40 million won.
However, the limit for checking on mobile is
Because it may not be accurate
A more accurate limit measurement is
From Shinhan Bank to MyCar representative
It is more accurate to check separately~!!
Shinhan My Car, which I actually helped with
Looking at customer reviews,
0 won → 10 million won
5 million won → 20 million won
Etc
I looked into the limit increase…
If you are curious about a more detailed review,
Search my blog for “Shinhan My Car”
Please search!!!
“Shinhan My Car Loan”
In fact, if you just do it the way above,
I don’t think it will take more than 3 minutes haha.
As a caution, due to DSR regulations these days
As much as the limit calculated by Shinhan My Car
Loan processing may be difficult!!
Are you confused by DSR regulations these days?
It seems like you have a lot of customers…
If you actually consult, you will find out if you are subject to regulation.
There are many people who give advice without even knowing it.
Let me briefly guide you!!
Annual principal and interest repayment amount for all financial company loans
÷
Annual income × 100
What is DSR?
Currently, the total amount of household bank loans is
DSR 40% applied beyond 200 million won
In other words, a jeonse loan or a housing mortgage loan, etc.
If the loan exceeds 200 million
Up to 40% of your annual income
Loans are available.
It’s like this now, but from July 22
If the total loan amount exceeds 100 million won, DSR is applied at 40%.
They say it applies…
There is a lot of controversy~
Even if you use Shinhan My Car loan
Because it falls under DSR regulations
If your household loan exceeds 200 million won…
In fact, even if the limit is 40 million won,
There may be situations where you can’t use it all;;;
※Shinhan My Car Loan Tips※
Find out more accurately the limit before purchasing a vehicle.
It is necessary to check whether it is subject to DSR regulation!!
Be sure to check the exact limit before visiting.
Please make sure you don’t suffer any harm.
1. You visited thinking it was a financial loan.
If progress is not made, it leads to installments with high interest rates.
There are also dealers sometimes!!
Advance confirmation is essential!
If you are an existing Shinhan Bank customer!
If you are an existing Shinhan Bank customer,
If you have the Shinhan Sol app,
You can also check your My Car limit on the Shinhan Sol app.
It’s possible~!!
The link I provided is
Even if you don’t use Shinhan Bank~!!
Or even if you use Shinhan Bank
To make it easier to determine more accurate limits
This is a link to let you know!!
In agreement with Shinhan Bank MyCar headquarters
How to make it more convenient
I thought about it and thought about it before making it haha.
Shinhan My Car loan~!
Although it is a leading product in 1st Financial used car loans,
I also do not recommend excessive borrowing.
Customers who need a vehicle right away,
Or for those who are looking for a vehicle only through 2nd financing
In a safe first financial sector
After finding out the maximum limit, only the amount that is insufficient
2I recommend making additional installments through finance.
For those who are thinking about financing a used car in installments
1Without checking finance first
They only guide you to 2nd finance.
Because there are people…
If 1st financing is even 0.1% cheaper
Be sure to use 1st financing first and then use 2nd financing.
Find out~!!
1If you are considering a used car loan,
If you need a cheaper interest rate negotiation and additional limit
I hope this will be of some help to you
I posted this with the hope that it would be good~~
Thank you for letting me work today as well!! (nodding..)
#Shinhan My Car #Loan
“Selling Tea, Eunji Yoo”
Smart car purchase story
♡Buy and sell used cars♡
H.P 010 3082 1227
KakaoTalk eunji00000
