According to the Shinhan Card website (click), the exact name of the points is ‘MyShinhan Points’, which can be accumulated at frequently visited merchants and can be used like cash.
The cash exchange rate is 1p = 1 won, which is normal. 신한은행 체크카드 추천
The main use cases are very diverse, such as shopping, eating out, gas, utility bill payment, insurance, culture/living, finance, etc. For more information, check the Shinhan Card website. (click)
Now, let’s get back to comparing cards. 이베이스매뉴얼
The annual fee and the previous month’s performance are missing from both cards. It’s great.
Since the conditions are all the same, it must be decided by the card benefits.
First, let’s briefly compare the card benefits.
Card No. 1 seems to accumulate points by default, and it seems to accumulate additional points related to living and gas stations. There are taxi fare discounts and preferential financial fees.
The 2nd card says that you can choose a plate design, so maybe you can choose a Kakao character design, right?
In addition, points are accumulated in relation to Kakao Pay, public transportation, communication fees, and CGV movies. In addition, there are benefits such as overseas affiliates.
However, there are so many summaries of benefits that it is difficult to decide which card is better.
Let’s take a closer look at the benefits of each card.
Detailed benefits of ‘Shinhan Card Deep Dream Check’
The three biggest benefits of the ‘Shinhan Deep Dream Check’ card are all related to the accumulation of points.
1. All Dream 0.2%
First of all, we provide 0.2% basic points on the lump-sum payment + installment amount used anywhere in domestic and overseas affiliated stores without the previous month’s performance/accrual limit.
2. Add 0.6%
In addition to this, it is said that the DREAM area you frequently visit will earn points 3 times the basic amount (total 0.6%).
The DREAM area is set up quite well as shown below.
1) Discount stores such as E-Mart, Homeplus, etc.
2) Convenience stores and general stores such as CU, GS25, and Daiso
3) CGV, Lotte Cinema, Café
4) Overseas lump sum payment
5) Automatic transfer of mobile communication charges
However, it should be noted that the additional Dream service and the take care service introduced below are only provided when the previous month’s performance is 200,000 won or more, and can only be accumulated within the monthly consolidated accumulation limit.
3. Earn 1.0%
Among the DREAM areas introduced above, the most used area earns points 5 times the basic amount (1.0% in total).
In this case, the criteria for selecting the most used area is based on the usage amount for the current month (1st to the last day).
Personally, it seems to me that all the words dream, add, and take care are like this, and they are complicatedly twisted by giving 1% of the points;